Genuine savings and deposit sources: what lenders look for

Genuine savings and deposit sources: what lenders look for

Published on: 19/10/2026

Saved over time, gifted with a letter, released from equity — a deposit can come from several places, and lenders read each one differently. Here is what "genuine savings" means and how to prepare.

genuine savingsdeposithome loanfinance
We are not financial professionals, advisors or planners. We are real estate consultants. We may refer you to financial professionals, advisors or planners (in which case we may receive a referral fee which we will disclose in full and upfront), but once we have referred you, we will not be involved in any way whatsoever in assessing your situation or offering you any advice. That will be between you and your financial professional, advisor or planner. Of course, we are also happy for you to visit your own financial professional, advisor or planner without our referral. We do not predict the future of property prices or the future direction of the property market. We do identify properties which currently fit the criteria which your financial professional, advisor or planner has recommended to you. We make no warranty or representation about the accuracy or suitability of the information and advice which you receive from your financial professional, advisor or planner. We will not be liable to you for any act or omission of your financial professional, advisor or planner.